Last updated: 15 July 2026
Please take the time to read these Terms and Conditions before you download or use the MoneyTime application and the services it offers.
1. General
1.1. These Terms and Conditions (the “Terms”) apply to the mobile application “MoneyTime” (the “App” or the “Service”), to the games made available within it (the “Company’s Games”), and to the associated Loyalty Program. The App, the Company’s Games, and the Loyalty Program are supplied by Earnify Limited, a company incorporated in Ireland under number 776117 and having its registered office at 5th Floor Rear, Connaught House, 1 Burlington Road, Dublin 4, D04 C5Y6, Ireland — and, in the case of the Android version of the App, together with Hideseek Games Limited, a company registered in Ireland under number 760481 and having its registered office at Connaught House, 1 Burlington Road, Dublin 4, D04 C5Y6, Ireland (see section 5). References to “Earnify”, “Hideseek”, “we”, “us”, “our” or the “Company” mean, according to the context, whichever of those entities is acting as provider under section 5.
1.2. Details of the system requirements and of everything the App can do are given in the product description shown on the store from which you download it (the “App Store”) and, where relevant, on our website https://www.moneytime.games (the “Website”).
1.3. We may keep extending, updating, changing and developing the App over time. As a result, you can only use the Service as it stands at the moment you use it.
1.4. These Terms bind everyone who accesses or uses the App (the “User” or “You”). Your relationship with the Company is governed by these Terms alone. Any terms you seek to introduce that differ from them take effect only if we have agreed to them beforehand in writing.
1.5. You can raise any question, complaint or claim about the App through the in-app support channel or by writing to contact@moneytime.dev.
1.6. Acknowledgement and acceptance. These Terms, together with the Privacy Policy, set out the rights and obligations of all users and constitute the agreement between you and the Company regarding the use of the Service. They apply to all visitors, users and others who access or use the Service, and your access to and use of the Service is conditioned on your acceptance of, and compliance with, these Terms.
1.7. By accessing or using the Service you agree to be bound by them. If you do not agree with any part of these Terms, you may not access or use the Service.
2. Definitions
In these Terms, the words below have the following meanings, whether used in the singular or the plural:
- Account means the user account created for you when you download and open the App. It gives you an account number that is used internally within the App.
- Affiliate means any entity that controls, is controlled by, or is under common control with a party, where “control” means holding 50% or more of the shares or other securities carrying the right to vote for the election of directors or other managing authority.
- App Store means the digital distribution service run by Apple Inc. (Apple iOS App Store) or Google LLC (Google Play Store) through which the App is downloaded.
- Company’s Games means the games made available within the App.
- Monies means the virtual in-app loyalty currency you can earn within the App by engaging with the Company’s Games and the App.
- Loyalty Program means the MoneyTime loyalty and rewards program, whose rules are published at https://www.moneytime.games/loyalty-program-rules.
- Privacy Policy means the MoneyTime privacy policy, published at https://www.moneytime.games/privacy-policy, which explains how we handle User data.
- Rewards means the real-currency amounts that Monies are turned into during defined cash-out periods and that can be redeemed under these Terms.
- User means the individual who accesses or uses the Service.
3. MoneyTime App and Company’s Games
3.1. The App is MoneyTime’s loyalty program. It complements the Company’s Games and allows you to take part in a rewards and bonus program for actively playing and engaging with the Company’s Games. By playing the Company’s Games through the App, you can earn Monies, which may be converted into Rewards and redeemed for gift cards, cash-outs or other benefits in accordance with these Terms and the Loyalty Program rules. You may find the Loyalty Program rules at https://www.moneytime.games/loyalty-program-rules.
3.2. You can find out about the App, the Company’s Games within it, their features, how they are played and their system requirements on the Website, on the App Stores and on other platforms.
3.3. Where relevant, extra game rules or entry conditions may be posted on the Website or inside the App.
4. Creating an account
4.1. When you download and open the App from the relevant App Store, (i) an Account is set up for you using your App Store identifier, and (ii) you accept these Terms and the Privacy Policy as they stand at that time, both of which are available on the Website and inside the App.
4.2. For some features you may instead sign up through a third-party provider (such as a social network). Where you do, the details needed to register are taken from your account with that provider.
4.3. You have no automatic right to use the Service. We may decline or withdraw any registration at our discretion and without explanation.
4.4. You must be at least 18 and have full legal capacity to enter into a contract when you first use the App. If we are unsure, we may ask you to prove your age or capacity.
4.5. You may not transfer your Account to anyone else without our agreement.
4.6. You can ask us to delete the data held in your Account at any time. To view, amend or delete that data, simply email dataprotection@moneytime.dev from the address linked to your Account.
5. Dual platform provider note
5.1. You can download the App from either the Google Play Store or the Apple iOS App Store. Which entity is your contracting partner depends on the store you download it from.
5.2. Apple iOS App Store (iOS). Where the App is obtained through the Apple iOS App Store, Earnify Limited is the only provider and the only contracting partner. Users on Apple (iOS) devices therefore contract solely with Earnify Limited, which alone carries the related data-processing, support and legal responsibilities.
5.3. Google Play Store (Android). Where the App is obtained through the Google Play Store, Earnify Limited and Hideseek Games Limited are joint providers and joint contracting partners, and they share the related data-processing, support and legal responsibilities towards Users on Android devices.
5.4. Specific provisions for Apple iOS App Store users. The following apply where you obtain the App through the Apple iOS App Store, and prevail over anything inconsistent in these Terms in respect of the Apple iOS App Store version:
- These Terms are concluded between you and Earnify Limited alone, not with Apple Inc. (“Apple”). Apple is not a party to them and is not responsible for the App or its content.
- Earnify Limited grants you a licence to use the App on any Apple-branded device you own or control, as permitted by the Apple Media Services / App Store Terms of Service.
- Apple has no obligation to provide any maintenance or support for the App; any support questions should be directed to us at contact@moneytime.dev.
- To the extent any warranty is not effectively disclaimed, and if the App fails to conform to any applicable warranty, you may notify Apple, and Apple may refund the purchase price (if any) you paid for the App; beyond that, Apple has no warranty obligation whatsoever in relation to the App.
- Earnify Limited, not Apple, is responsible for handling any claim by you or a third party relating to the App or your use of it, including product-liability claims, any claim that the App fails to meet a legal or regulatory requirement, and claims arising under consumer-protection or similar law.
- Earnify Limited, not Apple, is responsible for investigating, defending, settling and discharging any third-party claim that the App or your use of it infringes that party’s intellectual-property rights.
- You confirm that you are not located in a country subject to a U.S. Government embargo or designated by the U.S. Government as “terrorist supporting”, and that you are not on any U.S. Government list of prohibited or restricted parties.
- Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you as a user of the Apple iOS App Store version.
6. Earning and redeeming Monies and Rewards
6.1. At set cash-out periods, the Monies you earn from playing the Company’s Games are converted into real-money amounts, which you can then redeem for gift cards, vouchers, other rewards or cash paid through PayPal, Tango Card, Tremendous or another supported provider. Fraud, opening or using more than one Account, may lead to your Account being blocked or deleted and any Monies or Rewards you have built up being forfeited. The currency your Rewards are shown in can differ according to where you live.
6.2. Within the relevant part of the App, you can pick how you would like to collect your Rewards from the cash-out options we make available; those options can vary with your location and with the sum being redeemed. We may cap or withhold a cash-out where the App is used improperly or fraudulently, in particular contrary to section 12. We make no promise of any profit or particular payout: the value of Monies and Rewards is worked out from a range of usage factors and awarded at our discretion, and you have no entitlement to any specific Reward.
6.3. Subject to the rest of these Terms, you redeem Rewards by tapping the “Cash Out” button in the App.
6.4. A minimum amount of Rewards (the “Minimum Amount”) must be reached before you can cash out. MoneyTime sets the applicable Minimum Amount, which may vary — for example by reward, by payout method or by country — and may change it at any time. Until your balance reaches the Minimum Amount, you are not entitled to redeem the Rewards in your Account, and we are under no obligation to allow redemption before then.
6.5. You may be given a welcome or sign-up bonus (“Welcome Monies”), whose size can vary with factors such as your location. A welcome bonus is never guaranteed. Turning Welcome Monies into Rewards depends on how much you engage with the App overall and on reaching the relevant Rewards threshold, and the same payout conditions as for ordinary Rewards apply.
6.6. Some redemption options require you to give payment details (for example the email address, PayPal account, location or username of your payment-provider account) before you can receive Rewards.
6.7. To guard against fraud — especially the first time you redeem Monies — we may ask you to complete an automated face scan with your device camera to confirm you are a real person. You can find detail of data collected here https://www.moneytime.games/privacy-policy.
6.8. We normally handle redemption requests straight away, though occasionally one may take up to five business days from receipt, provided you have kept to these Terms. Unusual circumstances, or delays at your chosen payment provider, may make it take longer.
6.9. We may ask for more information to satisfy ourselves that Monies, Rewards or other items are not being collected, exchanged or redeemed fraudulently, and may hold a redemption or cash-out until you provide it within a reasonable time. If you do not, your Account may stay blocked until you supply everything requested. Where we detect fraud or any breach of these Terms, we reserve the right to pursue the responsible person in law.
6.10. Any Monies and Rewards you have not redeemed expire automatically six (6) months after they were credited to your Account.
6.11. You alone are responsible for any taxes, fees and expenses connected with accepting and using Rewards, challenge rewards or any prize won through the App. Rewards, challenge rewards and prizes may not be swapped, assigned or transferred.
6.12. The detailed rules for earning, converting and redeeming Monies and Rewards are set out in the Loyalty Program rules (https://www.moneytime.games/loyalty-program-rules), which form part of these Terms.
6.13. Where activity on your Account is not consistent with normal, good-faith use of the App or the Company’s Games — including abnormal, excessive or automated patterns of activity — we may — whether or not you acted in good faith and regardless of whether the activity was intentional — (a) refuse to credit, or reverse and cancel, any Monies or Rewards attributable to that activity; (b) withhold, reduce or refuse any cash-out or redemption connected with it; (c) forfeit some or all of the Monies and Rewards in your Account; and (d) exclude you from the Loyalty Program and suspend, restrict or terminate your Account in accordance with section 13.
7. Rights of use
7.1. The only rights you have are those set out in these Terms.
7.2. For as long as the contract lasts, we grant you a non-exclusive, non-transferable and non-sublicensable licence to use the App privately and non-commercially. You may not copy, distribute, publicly perform, broadcast, put on the internet or a network, alter, or store the App on external media. Decompiling, disassembling and reverse-engineering it are not allowed unless the law expressly permits them.
7.3. Everything in the App — information, text, images, videos and databases — is protected by copyright and normally belongs to, or is licensed to, the Company.
7.4. You may use App content only for your own private, non-commercial purposes. You may not use or copy it commercially, and you may not pass it to others without our express permission.
8. Advertising and product promotion
8.1. We may, at our discretion and in line with our editorial policies, show third-party products or services in the App — through promotional links, banners or other advertising formats — and may run cross-marketing with partners we choose.
8.2. We take no responsibility for those third-party products or services.
9. User data
9.1. We collect and use the data you give us so as to carry out the contract formed under these Terms.
9.2. How we handle User data is explained in our Privacy Policy, reachable via the “Privacy Policy” link on the relevant App Store page, inside the App, or at https://www.moneytime.games/privacy-policy.
10. Availability
10.1. We work to keep access to the App continuous and trouble-free, but we cannot guarantee that it and its features will always be available without interruption or fault. Keeping a stable internet connection, and meeting the system requirements the App needs (including a suitable operating system), is your responsibility. Like all software, the App and the Company’s Games can never be completely fault-free, though we make commercially reasonable efforts to keep the App running smoothly at all times.
10.2. Where it is necessary to protect the security or integrity of our network — for instance to head off serious disruption to network operations, software or stored data — we may limit access to the App or its features, and we will try to keep any such disruption as small as possible.
10.3. We are not required to supply updates or upgrades, or to adjust the App to keep pace with changes in hardware or software (operating systems in particular).
11. Liability
11.1. We exclude our liability for damage arising out of, or connected with, performing our obligations under the contract. That exclusion does not, however, cover: (a) damage from death, personal injury or harm to health; (b) damage from breach of an essential contractual duty — one that is necessary to perform the contract properly and that you may reasonably rely on — in which case our liability is limited to the typical, foreseeable damage; (c) damage caused by our intent or gross negligence; (d) liability under applicable product-liability law; and (e) liability under a warranty we have given.
11.2. The same exclusions and limits apply to our legal representatives and agents.
11.3. We are not liable for damage caused by industrial action or events of force majeure.
11.4. We suggest you back your data up regularly to head off data loss and other avoidable harm.
11.5. Where we provide a service free of charge, then despite clause 11.1 we are not obliged to fix a defect, and we owe damages for a defect only if we deliberately concealed it; otherwise our liability is confined to intent and gross negligence.
12. User obligations and warranties
12.1. You must use the Service in line with these Terms and the law. In particular, keep your login details private, do not reveal them to anyone, and take reasonable care to stop unauthorised access. Tell us straight away if your details are lost, misused or you suspect they have been compromised.
12.2. You must give accurate, complete and truthful information where it is needed to use the Service, and promptly tell us of any change, either by emailing contact@moneytime.dev or, where you can, updating it directly in your Account.
12.3. You may keep only one Account (no multiple accounts). You must not use one Account to gain advantages for another of your own — for example by moving items or Monies between them (“pushing”). You must not run software that puts an excessive load on our servers, use bots, macros or other tools to control or automate the App or game features, or reproduce or analyse the Company’s Games, their elements or uploaded content. Anything you tell us about your location must be true and accurate. The App may be used by natural persons only.
12.4. You represent and warrant that you are not in a country under a U.S. Government embargo or designated by the U.S. Government as “terrorist supporting”, and that you do not appear on any U.S. Government list of prohibited or restricted parties.
13. Duration, suspension and termination
13.1. Unless stated otherwise for a particular feature, the contract to use the App has no fixed end date and starts when we activate your Account.
13.2. Either of us may end the contract at any time. If you end it, that takes effect at once and you can do so by deleting your Account; if we end it, that takes effect after fourteen (14) days. We are not liable for any loss caused by the Service ending.
13.3. If we suspect misuse or a serious breach, we may look into it, take suitable steps, and suspend or end your access where there are reasonable grounds. If the suspicion turns out to be unfounded, we lift the block; otherwise we have an extraordinary right to close the Account. A breach of these Terms may also cause you to lose everything you have bought or received, on top of any other legal claims we may have.
13.4. If you have been blocked or excluded, you may not sign back in to any Service we provide without our prior agreement.
14. Final provisions for Users located in the United States
Sections 14.1 to 14.9 apply only to Users located in the United States. They affect your legal rights, including how disputes are resolved and a waiver of class actions and jury trials — please read them carefully.
14.1. For Users in the United States, use of the App and the Company’s Games is governed by U.S. law and, as further set out below, by the substantive law of the State of New York, disregarding any conflict-of-law principles.
14.2. By using the App and the Company’s Games, you agree fully and unconditionally to these Terms and to the Company’s decisions, which are final and binding on everything to do with using them. The Company and its agencies are not answerable for entries or records that are lost, late, incomplete, damaged, stolen, misdirected or unreadable; for network, server or other connections that are lost, interrupted or unavailable; for scrambled or miscommunicated transmissions; for computer or software failures or harm to your equipment; or for any other error of any kind, whether human or technical. Sending data or taking part in the App does not prove that the Company received it. If we do not enforce a provision of these Terms, that is not a waiver of it.
14.3. Automated use, bulk use, or use by third parties of the App and the Company’s Games, and taking part in challenges or promotions in that way, may be disqualified at our discretion, and any Monies or Rewards that result may be cancelled. The same email address may not be shared by several Users. If there is a dispute about who a User is, we treat the authorised holder of the registered email address as the User. Accounts with an invalid, dormant or unverified email address may be disqualified and made ineligible for Rewards or prizes. Entries or activity that are incomplete, unreadable, corrupted or late are void.
14.4. Deliberately trying to damage any website connected with the App, the Company’s Games, the challenges or the promotions, or to interfere with how they properly work, may breach criminal and civil law; if anyone attempts it, the Company reserves the right to seek every remedy and all damages the law allows.
14.5. We may, at our discretion, disqualify anyone we consider to be interfering with or undermining the proper operation of the App, the Company’s Games, the challenges or the promotions, breaking these Terms, or acting disruptively or abusively. If a challenge or promotion cannot go ahead as intended, we may cancel any questionable entries and either (a) end the challenge or promotion, wholly or partly, or (b) pause it to fix the problem and then restart it in keeping with the spirit of these Terms.
14.6. Limitation of liability; release. By taking part in and using the App, the Company’s Games, our challenges and our promotions, you agree that, so far as the law allows, the Company and its group companies bear no liability for — and you will hold them harmless against — any liability for injury, loss or damage of any kind, to people (including personal injury or death) or to property, that arises wholly or partly, directly or indirectly, from accepting, holding, misusing or using a Reward or prize, from entering or taking part in the App, the Company’s Games, our challenges and promotions or any related activity, or from any claim of publicity-rights infringement, defamation, invasion of privacy, or delivery of a Reward or prize. The released parties are not responsible where a Reward or prize cannot be given because of cancellation, delay or interruption caused by events outside their reasonable control, such as acts of God, war, natural disaster, severe weather or terrorism. So far as the law allows, the App, the Company’s Games, the challenges and the promotions are supplied “AS IS”, with no warranty of any kind, express or implied, including the implied warranties of merchantability, fitness for a particular purpose and non-infringement. Nothing in these Terms removes or limits any liability or remedy that the law does not allow to be removed or limited, including any statutory damages, statutory attorneys’ fees or other remedies a statute makes non-waivable.
14.7. Informal resolution first. Before you start any legal proceedings, you agree to write to us first at contact@moneytime.dev, describing your dispute and the outcome you want, and to give us sixty (60) days to try to settle it informally. This does not apply to a claim brought in small-claims court or to a request for an injunction to stop an ongoing violation.
14.8. Governing law and forum. Every question about how these Terms are construed, whether they are valid, how they are interpreted and whether they can be enforced, and any dispute, claim or cause of action arising out of or connected with the App, the Company’s Games, the challenges, the promotions or any Reward or prize, is governed by the substantive law of the State of New York (ignoring its conflict-of-law rules) and, where relevant, by U.S. federal law. You and the Company submit to the exclusive jurisdiction and venue of the state and federal courts sitting in New York County (Borough of Manhattan), New York; each of you accepts personal jurisdiction there and gives up any argument that the forum is inconvenient. None of this stops either of you from bringing an individual claim in a small-claims court that has jurisdiction.
14.9. Class-action and jury-trial waiver. So far as the law allows, you and the Company agree that each of you may bring claims against the other only individually, and not as a claimant or class member in any purported class, collective, consolidated, private-attorney-general or other representative action. Unless we both agree otherwise in writing, no court may combine more than one person’s claims or run any kind of class or representative proceeding. You and the Company also give up any right to a jury trial in any action arising out of or relating to these Terms or the App. Nothing here waives (a) any right to seek public injunctive relief where waiving it is not permitted, or (b) any other right that cannot lawfully be waived. If the class-action waiver in this section is found unenforceable for a particular claim or a particular kind of relief, that claim or relief is severed and, where the law requires, may go to court, while every other claim stays on an individual footing under this section; and if the whole of section 14.9 is found unenforceable, the rest of section 14 (including the New York governing law and forum) still stands.
15. Final provisions for Users in Ireland, the EU and outside the United States
15.1. The European Commission runs an online dispute-resolution platform at https://ec.europa.eu/consumers/odr/. We do not take part, and are not willing to take part, in dispute-resolution proceedings before a consumer arbitration board.
15.2. We may change these Terms for the future at any time, telling Users of any change by posting it on the Website or sending an in-app message. A change takes effect unless the User objects, by emailing contact@moneytime.dev within thirty (30) days, with the date the objection is sent deciding whether it was in time; we will point out these consequences when we notify the change. If the User objects in time, we may end the contract at once without the User gaining any claim against us; if the relationship carries on after a valid objection, the earlier Terms stay in force.
15.3. If any provision of these Terms is or becomes invalid, or if a gap appears, the rest of the Terms remain valid. A suitable provision reflecting what the parties intended applies instead of the invalid one, or to fill the gap.
15.4. These Terms, and how they are interpreted, are governed by Irish law, to the exclusion of the United Nations Convention on Contracts for the International Sale of Goods. This does not affect any mandatory consumer-protection rules of the country where a User is habitually resident, and EU consumers keep the benefit of any mandatory rules of their home country.
15.5. So far as the law allows and permits, the Irish courts have jurisdiction over any dispute arising out of or connected with these Terms.
16. Third-party links
16.1. The App may link to third-party websites or services that the Company neither owns nor controls. We have no control over, and take no responsibility for, the content, privacy practices or policies of any such website or service, and we are not liable for any loss or damage from your use of them. We suggest you read the terms and privacy policies of any third-party website or service you visit.
17. Language
17.1. These Terms may be offered in translation. If a dispute arises, the original English text governs.
18. Contact
If you have any questions about these Terms, email us at contact@moneytime.dev.